πŸ“ž Call Us Today! β€” (305) 773-0545
FCRA-Powered Credit Repair

Stop stressing about credit.
The Captain is here to help.

We dispute and remove inaccurate negative items from your credit reports β€” so you can finally get approved for the home, car, and life you deserve.

No credit knowledge needed Unlimited disputes Cancel anytime
STEP 1 Pull your 3-bureau credit report for just $1
β˜… Real client result
Collection removed
Approved for mortgage
540
Credit Score
540
STARTED
+245
IMPROVED
785
NOW
FCRA Compliant 5-Star Rated Money-Back Confidence Trusted Nationwide
As easy as 1, 2, 3

How we get your credit back on course

A clear, captained process β€” no jargon, no guesswork. Here’s exactly how it works.

1

Free Consultation

We review your credit reports together and build a custom game plan β€” completely free, zero pressure.

2

We Dispute & Remove

Using the Fair Credit Reporting Act, we challenge inaccurate negative items with the bureaus on your behalf.

3

Watch Your Score Climb

Track deletions and improvements in real time as your score rises and new doors open up.

What We Remove

The anchors weighing your score down

If it’s inaccurate, outdated, or unverifiable, we’ll fight to get it off your report. Unlimited disputes, every month.

Start removing items
CollectionsCharged-off debts in collection
Late Payments30/60/90-day delinquencies
Hard InquiriesUnauthorized credit pulls
Charge-OffsWritten-off bad debt
RepossessionsAuto & asset repos
Student Loans & MoreBankruptcies, public records
0
Negative items removed
0
Avg. score increase
0
Average client rating
Credit Repair Made Affordable

One flat monthly rate. Unlimited deletions.

  • Unlimited disputes across all 3 bureaus
  • No “$300 per deleted item” gotchas
  • Personal credit coaching & education
  • Cancel anytime β€” no contracts
POPULAR
Golden Plan β€” starting from
$150/mo
Unlimited disputes across all 3 bureaus. Requires credit monitoring ($29.96/mo via Credit Hero Score). Cancel anytime.
Get Started

Plans & one-time services

Simple, transparent pricing β€” every plan starts with your free consultation.

MOST POPULAR Monthly

Golden

$150/mo

Unlimited disputes across all 3 bureaus, plus personal credit coaching. Requires credit monitoring ($29.96/mo via Credit Hero Score). Cancel anytime.

Get Started
Monthly

Golden + BK

$300/mo

Everything in Golden, plus bankruptcy-related disputes for more complex files. Cancel anytime.

Get Started
One-time

Inquiry Removal

$997

One-time, targeted removal of unauthorized hard inquiries that are dragging down your score.

Get Started
One-time

Platinum

$2,500

Expedited, aggressive full-file cleanup handled as a one-time flat-rate project.

Get Started
One-time

Platinum + BK

$3,500

Expedited full-file cleanup including bankruptcy removal, as a one-time project.

Get Started
Alex β€” Founder & CEO of Captain Credit
Meet the Captain
“When you work with us, you’re not just getting a service β€” you’re gaining a dedicated team committed to your success.

I’m Alex, Founder & CEO of Captain Credit. After realizing the traditional 9-to-5 wasn’t for me, I pivoted toward entrepreneurship and discovered the power of credit. Through mentorship, learning, and a relentless pursuit of financial literacy, I launched Captain Credit to help others improve their credit and achieve true financial freedom. Let’s rewrite your financial story β€” together.

AlexFounder & CEO, Captain Credit LLC
Receipts, not promises

Real results from real reports

Actual Credit Hero Score reports from Captain Credit clients β€” deletions confirmed across Equifax, TransUnion & Experian. Personal details redacted for privacy.

Client result: 52 items deleted, TransUnion 722
Lezaria3-bureau report Β· Apr 2026+144 pts52 ITEMS DELETED
Client result: 61 items deleted in one round
Verified client3-bureau report Β· May 202561 deletedALL 3 BUREAUS UP
Client result: 18 items deleted, +98 Equifax
Charles3-bureau report Β· Mar 202618 deleted+98 EQUIFAX
Client result: Equifax 772, +161 points
Verified client3-bureau report Β· Jun 2023+161 ptsEQUIFAX 772
Client result: all three bureaus 730+, 19 deleted
Verified client3-bureau report Β· Aug 202219 deletedALL 3 BUREAUS 730+
Client result: 8 items deleted, Equifax 700
Milagros3-bureau report Β· Apr 20268 deletedEQUIFAX 700 (+75)
Dispute result: bankruptcy public record removed
Bankruptcy removedExperian dispute Β· Dec 2024DELETEDPUBLIC RECORD
Dispute result: 30-day late payments deleted across all bureaus
Late payments removed3-bureau disputeDELETEDΓ—3 BUREAUS
Dispute result: bankruptcy accounts deleted
Bankruptcy accounts removedTransUnion & ExperianDELETEDΓ—2 BUREAUS

Real Captain Credit client reports. Names shortened and account numbers/personal information redacted. Individual results vary; we do not guarantee specific score increases or removal of specific items.

Beyond credit repair

Business funding wins

Fixing your credit is step one β€” leveraging it is where life changes. These are real client approvals for business credit cards and lines of credit after working with Captain Credit.

Client approved for $109K in business funding (Chase Business Cash + Sapphire) Client approved for $90,000 β€” American Express Business Plus Client approved for $75K β€” Chase Ink Business Unlimited Client approved for $74K β€” Chase Business Cash Client approved for $70K in business funding Client approved for $61K β€” Bank of America Client approved for $60K in business funding Client approved for $50K in business funding Client approved for $37K in business funding Client approved for $35.7K with credit limit and terms Client approved for $31K in business funding Client approved for $25K β€” Platinum Visa
Approvals from $10K to $100K+ Amex Β· Chase Β· Bank of America Β· Navy Federal & more
See if you prequalify for funding

Real client approvals shared with permission; account numbers and personal details redacted. Funding amounts and approvals vary by individual credit profile, income, and lender criteria. Captain Credit does not guarantee funding.

Don’t take our word for it

Real 5-Star Reviews

5.0β˜…β˜…β˜…β˜…β˜…on Google

Every review below was left by a real Captain Credit client on Google.

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“Working with Alex and Angie at Captain Credit has been amazing, as they are so helpful and caring about improving my credit! Their expertise and organization of the entire process gave me so much relief. I had previously assumed there was nothing I could do but wait and hope it would improve with years of time. But with their help, my credit has already improved a ton in just a few months! They answered all my questions and gave me confidence in my future. Highly recommend!”

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Ryan HallPosted on Google
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“Working with Alex for my credit repair has been truly amazing. He has guided me every step of the way. If you are looking to have your credit repaired I highly recommend Alex.”

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Jessica SantaPosted on Google
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“The only person to call when it comes to anything credit or finance related. Top drawer advisor!”

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Kirtland AshPosted on Google
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“If you’re needing some help with fixing your credit, these are the people you want helping you! Alex and Angie are so knowledgeable and helpful! They handle everything from A-Z! They go above and beyond! Not only do you get updates, but you have a portal to check out all your progress. They’ve already helped me so much and guided me on a path to reach my goals. Worth every penny! Highly highly recommend!”

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Rachelle BrummettPosted on Google
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“Excellent services, very professional, they really do what they say. In 4 months they fixed my credit and all negative accounts were erased. Great communication and customer service. I am very satisfied and recommend it to anyone.”

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Joan UrraPosted on Google
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“Alex was super attentive and professional. The people over at Captain Credit really are the best of the best.”

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James SharpPosted on Google
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“Let me just start by saying that Alex was extremely professional and attentive to all my needs. Not only did he repair my credit, he aligned me with a thorough plan to help increase my credit line. 10/10”

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Peter TorresPosted on Google
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“Have been working with them for the last 6 months and it’s been amazing! Thank you for all the knowledge and help! Definitely recommended!”

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Juan GuzmanPosted on Google
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“Captain Credit has been phenomenal to work with. My credit score went from a 600 to 805 in 4 months, you must follow all directions provided. My credit line went from $12,000 to $130,000 with the guidance and help from Alex, and he helped me get a loan with a very low interest rate. I highly recommend Alex for any credit repair needs. Thanks Captain Credit!”

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Maya GPosted on Google
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“I want to take the time and thank Alex and his team at Captain Credit for fixing my credit. It went from 600 to 785 in six months. I can’t thank you enough for all your help and support throughout this process and all the knowledge you provided me to better my credit. I highly recommend Alex to fix anyone’s credit. If you want good and fast results, don’t even think about it and just do it. Thank you.”

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Jesus Daniel PerezPosted on Google
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“My experience has been awesome. From day one Alex and his team have walked me through all the steps effortlessly. They answered every question and responded to every email within 24 hours. They explained everything on my credit report and how each item impacted my credit. Within 8 months my credit improved significantly and I was able to purchase my home with a good interest rate. I really appreciate all the help. Thank you.”

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Mady MoralesPosted on Google
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“The best credit team out there. The communication is great, so easy to get an answer and they are always on point! If they say something, they’ll make it happen. I have been a client for years, started with absolutely no credit and I’m over a 750 now. This is the place for all your credit needs.”

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Mateus BorgesPosted on Google
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“From the moment I started my journey in credit repair Alex was there every step of the way, along with his team, to make sure we got the results that we wanted. It has been a long but rewarding process. So many doors opened. Thank you!!”

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Andre FalcaoPosted on Google
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“Captain Credit and his team are wonderful to work with! They are always on top of everything and able to easily answer our questions. He has helped me immensely as well as my family. It is evident they are honest and genuine people. I would highly recommend him to anyone interested in improving their finances. You will be in great hands!”

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Marta XavierPosted on Google
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“I am so glad I chose Captain Credit to help me with my credit score. Since day one, Alex listened to all my concerns and dedicated time to work on a plan that would work for me. Thank you so much for the help, I definitely recommend their services.”

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Stephanie DaneriPosted on Google
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“I had a really good experience working with Captain Credit. They were kind, knowledgeable, and always willing to answer my questions. They made the process smooth and less overwhelming. I truly appreciate their help.”

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Lez WardPosted on Google
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“Best and most effective service for credit repair. Expertise and accurate advice for those who are looking for personal or business funding. The Captain Credit team will educate you and help you reach your goals.”

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Alba QuinteroPosted on Google
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“The team at Captain Credit is incredible! They got a lot of negative items removed from my credit report and were always there to answer my questions…”

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Matthew LopezPosted on Google
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“Working with Captain Credit was one of the best financial decisions I’ve made. Alex made the entire credit process easy and kept me informed the whole way…”

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Gian MarcoPosted on Google
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“I can’t say enough good things about Captain Credit LLC. Alex genuinely cares about helping people improve their credit and their lives…”

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Franco AlmirΓ³nPosted on Google
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“Alex and his team at Captain Credit are heaven sent. In only a couple of months my credit moved in the right direction and I finally felt like I had a real plan…”

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Eduardo J. FonsecaPosted on Google
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“Alex was super helpful in guiding me and improving my credit score after a few careless mistakes on my end. Pain free and fast!”

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Gabe SadowskyPosted on Google
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“Alex and his team were punctual, thorough, and delivered with great results!”

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Miguel MoncionPosted on Google
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“De verdad superΓ³ mis expectativas. Trabajo impecable, buena comunicaciΓ³n y muy puntual. Da gusto encontrar personas asΓ­. Lo recomiendo con toda confianza.”

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Chilly D.Posted on Google
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“Son muy profesionales, excelente trabajo. Β‘Muchas gracias!”

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Yasunaris TomasPosted on Google
Here’s what you might be wondering

Frequently asked questions

Is credit repair legal?
Absolutely. The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report that is inaccurate, outdated, or unverifiable. We simply exercise those rights on your behalf β€” by the book.
How long does credit repair take?
Most clients see meaningful changes within the first 30–60 days, with continued improvement over several months. Every credit profile is different, so we’ll give you a realistic timeline during your free consultation.
What items can you help remove?
Collections, late payments, charge-offs, repossessions, hard inquiries, bankruptcies, student loans, and other public records β€” as long as they’re inaccurate, outdated, or unverifiable.
Why are your results different?
We offer unlimited disputes and deletions for one affordable monthly rate β€” no “$300 per item” surprises. You also get personal credit education so your results actually last.
What does it cost to get started?
Your initial consultation is completely free. We’ll review your reports, explain your options, and only move forward when you’re ready. Monthly plans start at $150/mo (Golden); one-time services are also available β€” see Pricing above.
Are you affiliated with CreditCaptain or CreditCaptain Inc.?
No. Captain Credit LLC is a separate, independent company based in Boynton Beach, Florida, with a real team you can reach by phone at (305) 773-0545. We are not affiliated with, and have no connection to, CreditCaptain Inc. or any similarly named app or subscription service. If you were charged by a different company, please contact that company directly.
Is Captain Credit LLC legit?
Yes. Captain Credit LLC is a registered Florida limited liability company in Boynton Beach, FL, operating in compliance with the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA). You work with real people β€” not bots or an automated app β€” and can reach us by phone, email, or in your client portal.
Can I speak to a real person?
Always. Captain Credit LLC is human-operated. Every client works one-on-one with our team and gets a direct line β€” call (305) 773-0545 during business hours. We are not an AI chatbot or a self-service app.
Ready to set sail?

Ready to work with Captain Credit?

Book your free, no-pressure consultation today. Let’s chart a course to the credit score you deserve.

Client result, enlarged
Step 1 of 4 Β· Get your report

Pull your 3-bureau report first

Your free call is 100% strategy β€” no fumbling for paperwork. Grab your Equifax, TransUnion & Experian report for $1 so Alex can review it before you even pick up the phone.

$1 for all 3 reports Β· 7-day trial via Credit Hero Score

No SSN and no passwords needed on the call. Cancel anytime within 7 days.

Get my report for $1 β†’
βœ“ Report opened
Step 2 of 4 Β· Quick questions

Where are you at right now?

Three quick taps β€” this helps Alex tailor your game plan before the call.

Buy a home Buy a car Business funding Raise my score
Collections Late payments Charge-offs Repossession Bankruptcy Not sure
Ready now Soon Just exploring
Step 3 of 4 Β· Request your consultation

Where should the Captain reach you?

Open the secure form and drop your details so Alex can set up your file and review your report before you talk. Takes about 30 seconds β€” then come right back to book your call.

πŸ”’ Secure intake 256-bit SSL Β· sends straight to Alex

Just your name, email & phone β€” no SSN or passwords. Opens in a new tab.

Open the secure form β†’
βœ“ Form opened
Step 4 of 4 Β· Book your free call

Pick your time

Choose a slot for your free 15-minute consultation with Alex. That’s it β€” see you on the call. βš“