Credit Repair · Miami, Miami-Dade County

Credit Repair in Miami, FL

Captain Credit LLC is an independent, Florida-based credit repair company serving Miami and the wider South Florida corridor. Importantly: we are not affiliated with CreditCaptain or any similarly-named AI app — we’re a human-operated team you can actually call at (561) 414-2824.

4.9★ client rating1,200+ items removedEnglish & EspañolCancel anytime

Local credit repair, done by real people

Miami is one of the toughest markets in the country to get approved in — rents, auto rates, and mortgages all hinge on your credit. We dispute inaccurate and unverifiable negative items across all three bureaus, in English and Spanish, and we don’t charge per deleted item. Hablamos español.

Every client gets a free initial consultation, a clear plan, and a personal client portal to track progress. We operate in full compliance with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA) — and we never charge before work is performed.

What we help remove

We dispute inaccurate, unverifiable, and outdated negative items dragging down Miami residents’ scores:

Collections
Charge-offs
Late payments
Repossessions
Foreclosures
Bankruptcies
Hard inquiries
Identity-theft errors

How it works

1 · Free review

We pull and read your three-bureau report together and pinpoint what’s hurting you.

2 · We dispute

Unlimited disputes across Equifax, TransUnion & Experian for one flat monthly rate.

3 · You climb

Track deletions in your portal while we coach you on building lasting credit.

See plans & pricing →   Read client reviews →

Miami credit repair FAQ

Do you have an office near Miami?

Yes — Captain Credit LLC is based at 630 E Woolbright Rd, Boynton Beach, FL 33435, serving Miami and nearby Miami Beach, Hialeah, Coral Gables, Aventura, Fort Lauderdale. Call (561) 414-2824 to speak with a real person.

How much does credit repair cost in Miami?

Our Golden plan is a flat $150/mo with unlimited disputes (requires a separate $29.96/mo Credit Hero Score monitoring subscription billed by Credit Hero Score). One-time services are also available. Cancel anytime — no contracts.

Are you affiliated with CreditCaptain?

No. Captain Credit LLC is an independent, human-operated Florida company — not the similarly-named AI app. You work one-on-one with our team.

Ready to fix your credit in Miami?

Your first consultation is completely free. Let’s chart a course.

Also serving: Miami Beach, Hialeah, Coral Gables, Aventura, Fort Lauderdale