Captain Credit LLC is a Boynton Beach–based credit repair company serving Delray Beach and the surrounding Palm Beach County coast. Real team, real phone line, real results — not an AI chatbot.
If you’re house-hunting near Atlantic Avenue or trying to lock in a better rate, your credit file is doing the talking before you ever meet a lender. We identify the negative items hurting you most, dispute them across Equifax, TransUnion, and Experian, and coach you on the habits that keep your score climbing after the cleanup.
Every client gets a free initial consultation, a clear plan, and a personal client portal to track progress. We operate in full compliance with the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA) — and we never charge before work is performed.
We dispute inaccurate, unverifiable, and outdated negative items dragging down Delray Beach residents’ scores:
We pull and read your three-bureau report together and pinpoint what’s hurting you.
Unlimited disputes across Equifax, TransUnion & Experian for one flat monthly rate.
Track deletions in your portal while we coach you on building lasting credit.
Yes — Captain Credit LLC is based at 630 E Woolbright Rd, Boynton Beach, FL 33435, serving Delray Beach and nearby Boynton Beach, Boca Raton, Highland Beach, Gulf Stream. Call (561) 414-2824 to speak with a real person.
Our Golden plan is a flat $150/mo with unlimited disputes (requires a separate $29.96/mo Credit Hero Score monitoring subscription billed by Credit Hero Score). One-time services are also available. Cancel anytime — no contracts.
No. Captain Credit LLC is an independent, human-operated Florida company — not the similarly-named AI app. You work one-on-one with our team.
Your first consultation is completely free. Let’s chart a course.
Also serving: Boynton Beach, Boca Raton, Highland Beach, Gulf Stream